I know most business travelers are American Express Platinum or Starwood (SPG) credit cardholders. However we all need to carry a Visa or MasterCard in our wallet just in case we are traveling outside of the US where AMEx isn’t accepted.
I have a Nordstrom Visa card which carries a fairly low foreign transaction fees and my perk is a $20 certificate for 2,000 points earned (2 points per $1 for Nordstrom purchases and 1 point per $1 on everything else). I found an expired Nordstrom $20 certificate today and called Nordstorm credit card to see if they can send me a replacement. I spoke to a representative, then a supervisor and neither budged. I even told them that I would cancel my card and they did not seem to care. On principle I am going to stop using this card.
Another lesson learned from this experience is not to age anything - points, certificates, etc. This sentence is actually directed to the Coach who loves to save his points
Now I have an empty credit card slot in my wallet and want to know the community’s recommendations for which is the best Visa or MasterCard to serve as my backup to my SPG AMEX. I’m leaning towards one of the Chase Visa cards at the moment.